Sears MasterCard

Post image for Sears MasterCard

Sears MasterCard is one of the most utilized credit card. You can use it everywhere. You earn points for buying goods, earn 2 Sears Club Point per 1$ spent in Sears stores, and 1 Sears Club Point per 1$ spent, everywhere else.  You can redeem point for free rewards at Sears Travel or for gifts at any of Sears Partners.

Sears Club Members also receive special offers, invitations to events and etc. So you can earn point faster.

Everything about Sears MasterCard

There is no annual fee for Sears MasterCard.

Now compare Sears MasterCard with other cards.

The conspicuous difference between two cards is that you earn points with sears, you get one point for every 1 dollar spent. Points can be redeemed in travel or in products.

  • Discounts: Throughout the year you will get card-member sales.  The savings are often on Craftsman tools, Kenmore appliances and electronics.
  • Returns: If you want to give back something to company, you can do it with their no receipts returns policy. This is only for the Sears Credit Card holders.
  • No Liability: For unauthorized purchase you have no liability, Sears will credit back if you report and it will be verified.
  • Shopping Pass: If you forgot the credit card, no worry, you just need to tell the shopping pass and you will get the point without problems.
  • Usage: You can use your MasterCard everywhere you want, this is the basic difference between Sears MasterCard and other sears cards. Other sears cards are eligible only at Sears,, Kmart and Lands End. MasterCard users can use their account everywhere.

Sears Credit Card Online purchases are available for MaserCard also, you will get points for spending dollars online as well.

Sears card members also get Citi indentify Theft Solutions enrollment, which protects you from theft. If there is a questionable activity on your card, they will call you and alert about it.

For Sears Mastercard Login visit the page.

{ 41 comments… read them below or add one }

Douglas Savage September 2, 2010 at 9:44 pm

I would like to apply for a sears mastercard


Admin September 14, 2010 at 8:47 pm
carmella mary lamaire December 7, 2010 at 3:40 pm

i had a master card a few years ago and would like to get it back. i have a regular one now. i do owe a little on it, but if you can put balance on new card and i lose regular one id be happy. thank you.


Admin December 7, 2010 at 5:39 pm

Hello Carmella

First you should repay your debt on your regular card (that you owe).
Then get a new Mastercard.
Check here:


Admin September 13, 2010 at 3:44 pm
Angelita Canlas December 7, 2010 at 8:38 pm

I have been using a SEARS credit card. How does it differ from my newly acquired Sears Mastercard? After I pay my remaining balance on my Sears credit card, can I close this account and just use my Sears Mastercard? Thanks.


Admin December 8, 2010 at 7:34 am

Hello Angelita

First let me know, why can’t you differ your Sears Credit Card and Sears Mastercard? You have two different card, Sears Card and Mastercard, is not it?

You can start using Sears Mastercard right now, if you already got it, but you can not close your old account without repaying the remaining balance.


Robert W December 14, 2010 at 6:55 pm

I misplaced my credit card and would a replacement. Thanks I made a purchase in your Hyannis, MA yesterday and they advised me to request a repacement


calvin e. taylor December 30, 2010 at 10:10 am

i would love to have a sears creddit card


Admin December 30, 2010 at 6:16 pm

Thanks Calvin for reading and posting on our site.
Please visit article about how to apply for sears credit card

There is explained how to get Sears Card step by step.


Ida O'Donoghue January 2, 2011 at 3:03 am

I recently received a flyer that talked about a promotion where you could get 3 $15 cards if you used the 4 times in a month in specific kinds of stores. What were those 4 kinds of stores…gas, supermarket, dept and …???

Thank you,
Ida O’Donoghue


Admin January 2, 2011 at 10:25 am

Hello Ida

Appliances – Clothing – Tools – For the Home



Camille V January 15, 2011 at 5:29 pm

Pharmacy(stand alones qualify)


natalie February 10, 2011 at 5:11 pm

i got this promo offer also when will we get the giftcards and did we have to sign up somewhere or they just look at the catagories we use


Admin February 10, 2011 at 5:43 pm

Hello Natalie

When you buy something you will get points, as you earn the amount you can get gifts, call to Sears and let them know it.



John February 6, 2011 at 12:11 am

I have a sears mastercard that I got when purchasing appliances.
Can I only use this card at sears or is it like a regular mastercard that you can use anywhere?

If I go to Art Van and buy furniture with my sears mastercard, will it defer the interest?


Admin February 7, 2011 at 8:57 am

Hello John

Yes you can use sears mastercard everywhere, it is like a regular mastercard.

I can not answer for Art Van question. You can ask to Art Van and they will answer you.



Aangil March 18, 2011 at 1:07 pm

I have a sears matercard which I haven’t activated yet. I would like to cancel this card. How can I do that?


Admin March 18, 2011 at 3:18 pm

Hello Aangil

To cancel the card, you should tell Sears Company and they will do it.
First of all call to 1-800-349-435


Don May 10, 2011 at 3:26 am

I recieved a call today from a recording. It said my Sears Mastercard had been locked and I should push 2 to unlock it. I waited for a live operator and was disconnected. I called the number back and got nothing but recordings. I was just wondering if this was a scam or if it’s a possible identity theft. I don’t have a Sears Mastercard.


Rachel June 9, 2011 at 1:44 pm

how do i cancel my Sears Mastercard? I have too many credit cards, and I just opened this one to make a big purchase. Thanks



Administration May 22, 2012 at 10:58 am

Hi Rachel, I’m sorry to hear that you’re planning to close your Sears Mastercard because did you know that the card can be accepted at any establishments all over the world as they accept a mastercard? other than that you have a lot of great benefits under that Sears Mastercard like earning reward point for each and every eligible purchases that you’ll make. And if you’re a big or huge shopper, it will definitely be beneficial for you for you’ll earn rewards points fast that can be used to redeem gift cards or get discounts for other purchases.


Brandon Posvar July 3, 2011 at 5:02 am

I applied in store for a Sears Mastercard today, July 2, 2011. I normally do not apply for any store cards, but I was making a large purchase and was going to get an additional 5% off with the Sears card on this purchase. I was denied credit after my report was checked. I knew my credit scores were great as I had just purchased a home 1 week ago and I had no blemishes on any of my reports. I called the number provided on the denial print out and was told Experian said I had bad credit. I went home and pulled an updated credit report from Experian (it had the Sears credit check registered on it so it was up to the minute), and it confirmed zero negative items. I’m wondering if Sears denied me credit because I never carry a balance on any credit card and they didn’t want to give me the discount. Why else would they lie and claim something Experian clearly isn’t reporting? I want a 5% refund (the amount I should have been discounted) and my credit check reversed.


Michael Lancaster August 24, 2011 at 12:49 am

Does this card also work for Sears Auto?


Administration May 26, 2012 at 1:44 pm

Yes it works with Sears Auto as well. Just present your Sears card and you’re good to go.


Annette B. September 11, 2011 at 5:37 pm

Seems to me that Sears offers alot of benefits. After reading the comments, one thing is for sure, I would love an opportunity to become a Sears consumer. I have made numerous purchases over the years and have yet to find and problems with the quality of the merchandise. I really hope Sears will consider me.


Administration May 7, 2012 at 12:06 am

Yes, you can certainly apply for a Sears card and discover for yourself the great benefits there is. You can apply online by going to


Bill October 25, 2011 at 3:36 pm

I have been a sear`s customer for over 40 years. I had a sears club card ,a credit card and recently acquired a Master card. I was very happy about this because I travel to Boston several times a year and just love shopping at sears. My last visit was very maddening, I could not use my sear`s master card in the states. Therefore I will not be shopping at sears in the futur probably nver because of this.Can you give me a good reason why I can`t use it there .Thank you


Administration May 26, 2012 at 2:01 pm

Hi Bill, I’m sorry to hear about what you had to go through but did the establishment tell you what rejected your card? because normally, if a card is rejected (insufficient amount on the card, incorrect processing information of the establishment, etc.) they should have contacted Sears. But what I can assure you Bill is that your Sears Mastercard is accepted at any establishments that accepts Mastercard.


Geraldine Simmons December 2, 2011 at 2:23 pm

I have a Sears MasterCard in my name but would like one for my husband as well. Who can help me with this?


Administration May 14, 2012 at 8:38 pm

Hi Geraldine, you can call 1-800-917-7700 to elect your husband as an extenion if that is what you want. OR you can apply online at to get him a new one under his name as the primary.


karmem January 29, 2012 at 4:40 am

Can I use my Sears MasterCard to rent a car? Or is just for Sears store?


Administration May 8, 2012 at 6:17 pm

Karmen, you can use your Sears Mastercard anywhere as long as the establishment or the business accepts Mastercard type of Card.


karmem January 29, 2012 at 5:03 am

Want to know if we can use my Sears master card at any grocery store?


Admin January 29, 2012 at 8:50 am

Yes you can


Arthur F. Wehrman February 4, 2012 at 6:58 pm

Could you email, or snail mail, me an application for a credit card; address as follows:

P.O. Box 53727
Cincinnati, Ohio 45253


Administration May 16, 2012 at 10:27 am

Hi Arthur! you can also apply online at or at any of your nearest Sears store.


ian March 13, 2012 at 2:04 pm

I was wondering if i could use the sears card at my jewelry store and get deffer the interest?


Administration June 11, 2012 at 4:55 pm

Hi Ian from time to time Sears offers special deferred interest financing promotions on qualifying merchandise when you use your Sears card. Full details are available with the offer, or in-store and online when they are available. But as of now Sears and its affiliate stores are the only one that offers this, and only on qualifying merchandise.


Dave Cavenah April 23, 2012 at 9:12 pm

Today I received what appeared to be a phishing e-mail from confirming on-line activity – of which I have had none. Because of this, I thought it appropriate to access my Sears credit card account on-line and change my password. Unfortunately no matter what I tried and how many times I reset my password, I could not access my account. This caused me great concern so I called the phone number on the back of my card to determine what, if anything, was wrong. After wading through all the automated nonsense, I finally got to the menu to speak with a representative. Then the automaton advised “All our lines are busy, hang-up and call back”. What? What if my on-line account has been compromised, how would I let someone at Sears know? Just a thought, Sears should enter the business world of today and remember how to treat customers. By the way, I’ll call again around midnight to see if I can get through then.


Administration May 5, 2012 at 9:41 am

We apologize for the inconvenience it had caused you, but let me assure you ma’am/sir that Sears has one of the most, if not the most, protected and safest online banking website. Not being able to access your account online doesn’t necessarily mean that it has been compromised but we’ll be more than happy to check it with you. Please do call us again at 1-800-789-9853 as soon as you can, and please be advised that in the future, whenever you receive any email asking you to do or click on something, please delete it or disregard it. Thank you.


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