Sears Solutions MasterCard Application, Rates and Perks

Sears Solutions Mastercard

Sears Solutions Mastercard

In cooperation with HSBC Bank, Sears releases its Sears Solutions MasterCard which offers a wide range of services that are not present in the basic card. Application for this card type can be conveniently done online by filling out the form provided on their site. Usually thought, application is made for getting the basic Sears Credit Card, upon which Sears will upgrade the card to Solutions MasterCard Status after a user retains a position of good standing.


Sears Solutions MasterCard Perks


The great thing about this card is that it may be used in various ATM machines in different places worldwide. However, the card’s best feature yet is the No Interests/No Payments condition that Sears announces to its users from time to time. This promo usually runs for twelve months, making it possible for Sears card holders to shop to their hearts content. Special discounts are also offered to users along with the No Annual Fee perk that makes it attractive for prospective cardholders.

Other Sears card perks include the Choice Rewards Program and the optional AccountCare and Life and Health Insurance. This particular card type also comes with high limits or may be adjusted to suit the user’s spending habits.


Choice Rewards Program makes it possible for card holders to accumulate points which they can exchange for great items while the AccountCare  feature cancels out up to $500 in payment in case of job loss, accident or other unplanned events.


Returns are also made more convenient for Gold status users, affording them the No Receipt Returns Policy, applicable for any purchases done through the credit card. An additional feature called “Shopping Pass” also makes it possible for cardholders to use their cards without actually having it on hand. Stores would only need to look up their information on the database and they can have their purchases automatically credited to the card without it being physically present.


As per liability, Sears protects its users from unauthorized use of the card by other people. To do this, Sears credits back the amount purchased to the account, ensuring that the user doesn’t have to suffer from the incident.


Sears Solutions MasterCard Rates

For purchases, the interest rate for the Gold card is around twenty one percent and about twenty-five percent for cash advances. Compared to the basic Sears Credit Card, these rates are lower and are therefore more ideal for frequent Sears shoppers.

{ 10 comments… read them below or add one }

Lavasia D. Lawton May 29, 2011 at 3:26 am

Cancel my application. I no longer want a card.


Administration May 11, 2012 at 8:22 pm

You can cancel your application Lavasia either by calling 1-800-917-7700 or you can just disregard the card once it arrives to you and never activate it.


karen harman January 27, 2012 at 4:43 pm

I currently have a Sears Mastercard. I need some information about it. Are there fees for exchnageing foreign currency to US dollars and if so, what are they?

I need this information ASAP!!!


Administration May 20, 2012 at 12:49 am

Hi Karen, yes there are fees but the fee depends on the country. For more information about how much the fee will be, please call Sears’ customer service department at 1-800-669-8488.


Judith L Eastman February 5, 2012 at 6:25 pm

If I want a cash advance on my card how do I go about getting it?


Administration May 14, 2012 at 8:24 pm

Hi Judith you can call 1-800-917-7700 for the right quote.


rufus fontenot March 10, 2012 at 3:17 am

how do I apply for A sears solutions card plan


Administration May 18, 2012 at 7:50 pm

Hi Rufus, you can go to any of your nearest Sears store to know more about it.


richard tingelhoff April 26, 2012 at 2:54 am

I emailed yesterday ,24th, to inquire about the status of the credit card application that I applied for. I had indicated that SEARS has a sale on things we would like to purchase. The sale ends Sat.,28th. I was to get reply in 24 hours.


Administration May 7, 2012 at 5:00 pm

Hi Richard, you can also contact Sears at 1-800-917-7700 to inquire on the status of your application.


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